Risk Management Strategic Partners

The Benefits of Group Insurance

  • Opportunity to write off premiums as a business expense
  • Solidifies the loyalty and continued trust of employees by giving them a sense of belonging and security within the organization
  • Better staff retention and attraction of new employees 
  • Enhances your overall compensation package

What's required to qualify for a Employee Group Plan?

If your business meets the following criteria, it may be eligible for group benefits:

  • Is your company financially stable and in business for at least two years?
  • The employer is prepared to share 25 to 100 per cent toward the cost of the plan
  • The company has a low employee turnover
  • Coverage is only required for employees working at least 24 hours per week

What benefits are covered in a Employee Group Plan?

The structure of a group benefit plan includes some or all of the following benefits:

  • Life Insurance for the employee and dependants
  • Accidental Death and Dismemberment Insurance
  • Short-Term Disability Insurance
  • Long-Term Disability Insurance
  • Health care Benefits
  • Vision care Benefits
  • Dental care Benefits
  • Medical Reimbursement Plans
  • Health and Welfare Trusts

Whether you have an existing group employee benefits plan that you are not happy with, or if you wish to inquire about starting a new group plan, we can help.

Before any broker can provide a quote on an existing group plan, the company must sign a letter of appointment which provides the new broker with written permission to access the past and current claims history before making any recommendations. Many existing group plans are long overdue for a so-called checkup and review, so let us help you.

Download our employee data form and fax or email it back to us. Then let us do the work for you. We charge nothing for our service as we are compensated by the insurance companies. We act on your behalf and search the market to find the best plan available to suit your business's needs.

Downloadable Forms
(When completed please fax to our office, as email is not a secure transmissoin method)

Group Benefits Quotation Request